Home Loans

Applying for a mortgage can be a frustrating process. Traditional banks can be fickle with their criteria, and it can be difficult for people with irregular incomes to get approval. Add to this changes in lending criteria, and it’s little wonder that many people find the process filled with uncertainty.

Tailored Advice From Independent Advisors

At Ingerson, we work to find a finance solution that works best for you, not the bank. During our initial meeting, we’ll listen to your goals, provide you with independent, professional advice and recommend a clear path forward. We navigate the mortgage process with you and support you for the life of your loan. The best part? Our services are 100% free.

Get A Better
Deal
With Refinancing

Refinancing a mortgage can be a complex process. At Ingerson, we have thirty years of combined experience working in the home loans and insurance advisory sector. We take the hard work out of refinancing by contacting a number of banks and lenders to find you the best deal possible on your home loan. For you, it’s as easy as getting started.

Our Process

We take the stress of getting financed off your shoulders, so you can focus on finding the house of your dreams.

Get In Touch

Whether you want to meet face to face, or over the phone, we’ll sit down for a chat to get to know you and what you want to achieve. We’ll discuss where you’re placed in the market and what types of income protection is right for you.

Gather Info

If you’re ready to apply, we’ll send you an online application form or work with you to fill it out together. If your finances aren’t in the best shape, we’ll tell you how to improve your financial position before the application process.

Pre-Approval

We contact a number of banks and lenders, to find the best home loan possible. As industry experts, we know what lenders are looking for and how to put the best application together to improve your chances of approval.

Final Approval

Once you’ve made an offer on the right home, we’ll help you work through the final stages of approval for your loan and tell you how you can keep your income and future protected with an insurance protection plan.

Settlement & Beyond

Congratulations on getting the keys to your new home! We’ll continue to manage your loan into the future as your loan comes off a fixed rate, or if you want to consider your refinancing options in future.

Book Your Free Home 
Loan Review

Interested in refixing your mortgage? Answer a few simple questions and we’ll get back to you with tailored, independent advice to get you started. It’s free, and only takes a few minutes.